Effective Date: May 1st, 2025

Welcome to Ruya Advisory ("we," "our," or "us"). By accessing or using our website, ruya-advisory.com ("Website"), or any of our services—including our blog, courses such as BuildOS, and custom advisory offerings—you agree to be bound by these Terms of Service ("Terms").

1. Services Offered

We provide:

• Educational content and insights through our blog

• Online courses such as BuildOS

• Advisory and consulting services for founders and startups

2. Use of Website

You agree to use this Website only for lawful purposes. You may not:

• Violate any applicable law or regulation

• Infringe upon the rights of others

• Attempt to gain unauthorized access to any portion of the site

3. Intellectual Property

All content, including articles, course materials, logos, and designs, are the property of Ruya Advisory or its licensors. You may not reproduce, modify, or distribute any material without prior written consent.

4. Purchases and Payments

If you purchase any courses or advisory services:

• All sales are final unless otherwise stated

• We use third-party payment processors, and their terms will apply

• Access to digital content may be revoked if terms are violated

5. Disclaimer

We do not guarantee specific results from using our services. All content is provided for educational and informational purposes only.

6. Limitation of Liability

We shall not be liable for any indirect, incidental, or consequential damages arising out of your use of the Website or our services.

7. Modifications

We may update these Terms at any time. Continued use of the Website after changes constitutes your acceptance.